At present, Sharetum Bank is one of the best-rated loan institutions operating on the Polish market. The lender is part of the Sharetum Money group, which also includes such lending institutions as Express receive, Ofim or Kasa Tam, especially popular among clients. Sharetum Bank collects excellent reviews from customers primarily due to the impressively wide range of available solutions: borrowers formulating Sharetum bank opinions emphasize that the lender’s offer gives easy access to both quick short-term loans and installment loans with repayment periods of up to 24 months.
In addition to the wide range of solutions available in the Sharetum offer, the attractive financial conditions of loans granted by the company also undoubtedly deserve attention. In addition, customers can also use promotional solutions as well as options, e.g. loan extension.
Sharetum Bank: opinions about the loan company and offer evaluation
As mentioned, the loan company Sharetum Bank offers its clients both the so-called payday loans, as well as installment loans. Obviously, the terms of the offer will vary depending on the segment we are interested in.
As for installment loans, Sharetum provides clients with financing up to $ 10,000 and a repayment period of 6 to 24 months, which is undoubtedly one of the best results for the entire Polish loan industry.
The offer of Sharetum Bank is even more favorable when it comes to popular “payday loans”, i.e. quick short-term loans. Here, new customers have the option of taking out a loan of up to $ 2,000 at 0% APR, i.e. without paying any loan costs. The basic offer assumes the possibility of borrowing up to $ 4,000. The maximum repayment period is the same for both the promotional offer and the base offer and is 30 days. It is worth knowing, however, that Sharetum provides its customers with the opportunity to extend the duration of the contract by another 30 days.
Loan terms at Sharetum
In addition to the wide range of offers and attractive financial conditions, customers posting Sharetum bank reviews online also emphasize the transparent nature of the offer in terms of terms set by customers.
To be able to apply for a loan at Sharetum Bank, we must be at least 21 years old, have Polish citizenship and an active mobile number. During the verification of creditworthiness, Sharetum checks the KRD database and the BIG database, but very importantly – it does not check the Credit Information Bureau database.
It should also be remembered that the option of extending the duration of the loan will require a one-time commission of 25% of the liability if we get a guarantee from Sharetum. If, on the other hand, when applying for a loan extension, we have a third party surety, the company will not charge us any additional 30 days to pay the liability.